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16
Mar

Buying on Your Own

The number of people buying a home on their own is on the rise. While it may seem daunting to purchase a property solo, it is certainly possible. In fact, it could be a smart financial move if you have a steady income and plan to stay in your location for the foreseeable future.

If you’re ready to be a single homeowner, here’s what you should know to make the process as easy as possible.

identify WHAT YOU WANT

There are many choices when it comes to searching for a home, Consider how many bedrooms you need, if you would like a home office and how many parking spaces you need.  Other considerations would be wheter you need to be close to freeways, public transportation, shopping, partks or nightlife. It may be helpful to make a list of everything you need in a home, and create a secondary list of things you would like to have but wouldn't be a deal breaker if you can't get it. , such as a jacuzzi tub or walk in closet. This way you will be able to focus your search and be more efficient once you are ready to make a move. .

identify WHAT YOU can and want to AFFORD

Jut because you can afford or qualify for a payment doesn't mean that you have to reach that ceiling.  It is important to stay within a budget that is comfortable for you and will allow for any unexpected expenses. Use an online calculator to determine just how much you can reasonably afford.

be aware of SAFETY AND SECURITY

Consider how safe and secure your new home and neighborhood are.  Look for neighborhoods with low crime rates and that are well lit.  Check into a home security system if the house does not have one.  Consider buying in a gated community or a condo where neighbors are always close by.

consider ABOUT THE FUTURE

Life is always changing, whether it is a job relocation, marriage or other family considerations, Therefore it is good to think about your home's resale value. Items that improve resale value would be if the home is in a good school district, near popular amenities or has a view.

 

 

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